Drive with Confidence

Payless Protection delivers worry-free auto protection — so you can hit the road with total confidence. Protect your vehicle from unexpected repairs with comprehensive coverage you can trust.

Coverage Solutions

Vehicle Protection Coverages

Total protection for your vehicle’s vital systems and performance components

Premium Coverage
Premium Coverage Icon

PREMIUM

Ideal for newer vehicles

Protection most similar to the manufacturer warranty that accompanies a new car:

  • Engine Components
  • Transmission System
  • A/C & Heating
Sample Policy
Most Popular
Signature Coverage Icon

SIGNATURE

Balancing cost and protection

Protect common parts that break down over time with comprehensive coverage:

  • Engine & Powertrain
  • Transmission & Drivetrain
  • A/C & Electrical Systems
  • High-Tech Features
Sample Policy
Essential Protection
Essential Coverage Icon

ESSENTIAL

Core protection

Protect your vehicle's most vital components with essential coverage:

  • Engine & Components
  • Transmission System
  • A/C & Fuel System
  • Electrical System
Sample Policy

Coverage Details

What's Covered Under Auto Protection?

We offer multiple coverage levels, from enhanced powertrain to full comprehensive plans—so you can choose the right protection for your driving needs and budget

Coverage Comparison

Choose the protection level that's right for your vehicle

Components & Benefits
PREMIUM
Ideal for newer vehicles
SIGNATURE
Balancing cost and protection
ESSENTIAL
Core protection
settings_applications
Engine
settings
Transmission
directions_car
Drive Axle
compare_arrows
Transfer Unit
build
Seales and Gaskets
bolt
Turbo Charger
local_gas_station
Fuel Delivery
bolt
Electrical
build
Starter
device_thermostat
Radiator
ac_unit
Cooling Systems
air
Air Conditioning
precision_manufacturing
Brakes Systems
memory
Main Engine Computer
power
Wiring Harness
water_damage
Water Pump
battery_charging_full
Alternator
local_gas_station
Fuel Injection
power_input
Power Windows
Steering icon
Steering
directions_car_filled
Suspension
PREMIUM
Ideal for newer vehicles
settings_applications
Engine
settings
Transmission
directions_car
Drive Axle
compare_arrows
Transfer Unit
build
Seales and Gaskets
bolt
Turbo Charger
local_gas_station
Fuel Delivery
bolt
Electrical
build
Starter
device_thermostat
Radiator
ac_unit
Cooling Systems
air
Air Conditioning
precision_manufacturing
Brakes Systems
memory
Main Engine Computer
power
Wiring Harness
water_damage
Water Pump
battery_charging_full
Alternator
local_gas_station
Fuel Injection
power_input
Power Windows
Steering icon
Steering
directions_car_filled
Suspension
SIGNATURE
Balancing cost and protection
settings_applications
Engine
settings
Transmission
directions_car
Drive Axle
compare_arrows
Transfer Unit
build
Seales and Gaskets
bolt
Turbo Charger
local_gas_station
Fuel Delivery
bolt
Electrical
build
Starter
device_thermostat
Radiator
ac_unit
Cooling Systems
air
Air Conditioning
precision_manufacturing
Brakes Systems
memory
Main Engine Computer
power
Wiring Harness
water_damage
Water Pump
battery_charging_full
Alternator
local_gas_station
Fuel Injection
power_input
Power Windows
Steering icon
Steering
directions_car_filled
Suspension
ESSENTIAL
Core protection
settings_applications
Engine
settings
Transmission
directions_car
Drive Axle
compare_arrows
Transfer Unit
build
Seales and Gaskets
bolt
Turbo Charger
local_gas_station
Fuel Delivery
bolt
Electrical
build
Starter
device_thermostat
Radiator
ac_unit
Cooling Systems
air
Air Conditioning
precision_manufacturing
Brakes Systems
memory
Main Engine Computer
power
Wiring Harness
water_damage
Water Pump
battery_charging_full
Alternator
local_gas_station
Fuel Injection
power_input
Power Windows
Steering icon
Steering
directions_car_filled
Suspension

Not sure which plan is right for you?

Our coverage experts will help you find the perfect protection plan based on your vehicle's age, mileage, and your budget.

Ways to Save

Drive Smarter. Protect Better.

Enjoy transparent pricing, consistent coverage, and nationwide peace of mind with Payless Protection.

Why Choose Payless Protection for Your Vehicle Protection?

Flexible Plans. Transparent Pricing. No Surprises.

Affordable Monthly Payments

At Payless Protection, we offer cost-effective vehicle service contracts with flexible monthly payment options. Our plans are designed to provide maximum protection without the burden of high upfront costs—making it easier to manage your vehicle's long-term care within your budget.

Consistent Coverage You Can Count On

Your level of coverage will never change—as long as you maintain your policy. No matter how many miles you drive or how many claims you file, your coverage stays the same, giving you long-term peace of mind.

Coverage That Travels With You

Your Payless Protection vehicle service contract moves with you—nationwide. Whether you're commuting across state lines or relocating, your coverage remains active and effective, ensuring reliable vehicle protection wherever the road leads.

Top Rated Vehicle Service Contract

Payless Protection is proud to offer one of the top-rated vehicle service contracts in the industry. Backed by excellent customer reviews and a reputation for responsive claims service, we provide trusted, high-quality protection for drivers across the country.

Vehicle Protection

Drive Protected With Payless Protection Vehicle Service Contracts

Don’t let an unexpected repair ruin your month. Join thousands of drivers nationwide who’ve said goodbye to costly surprises and hello to reliable vehicle protection.

Peace Of Mind Coverage

Protect Your Vehicle With A Service Contract You Can Trust

With a Payless Protection vehicle service contract, you get more than just protection—you get peace of mind. Whether it’s unexpected repairs, costly breakdowns, or roadside emergencies, we’ve got you covered. Our plans are built to match your vehicle, your driving habits, and your budget.

Enjoy nationwide protection, 24/7 roadside assistance, rental car benefits, and access to a trusted network of repair facilities. And since we handle all claims in-house, you’ll always speak with someone who understands your coverage and is focused on getting you back on the road—fast.

In-house claims processing for faster resolution

Drive Confidently

Protects Your Car From The Unexpected

A Payless Protection Assurance vehicle service contract protects you from costly repairs and breakdowns—so you can drive with confidence. Enjoy 24/7 roadside assistance, rental car benefits, and fast, in-house claims support.

Protect your drive with confidence

Build a Plan That Fits You

Payless Protection, we offer dependable coverage for your vehicle’s essential systems and components, shielding you from unexpected repair bills. With our tailored auto protection plans, you can hit the road with peace of mind free from stress and surprise expenses.